Business tax services for owner-led companies
Three Seeds prepares business and owner tax returns and plans the tax position during the year instead of reporting it after. Built for owners whose income does not arrive in twelve equal pieces.
What business tax services cover
Business tax work has six moving parts: the returns, the planning that happens before them, the entity and compensation structure underneath, the estimated payments, the sales and payroll filings, and the books all of it rests on. Three Seeds handles them as one job rather than six.
Business and owner returns
The entity return and the personal return it flows into, prepared together. For most owner-led businesses those are one decision, not two, and splitting them across two desks is how deductions get missed.
Year-round tax planning
The decisions that move a tax bill happen in June, not in April. Planning means looking at timing, structure, and purchases while you can still do something about them.
Entity structure and owner compensation
Whether the entity you started with still fits, what an S election would actually save after payroll costs, and what reasonable compensation looks like for an owner who also does the work.
Estimated tax payments
Payments sized to the income curve you actually have instead of four equal guesses. If your year is lopsided, so are the safe ways to pay it.
Sales tax and payroll tax filings
Registrations, returns, and the multi-state question that follows the first employee or the first large out-of-state customer. These are the filings that generate notices when nobody owns them.
Books the return can stand on
A return is only as good as the ledger behind it. If the books are behind or were never reconciled, cleanup comes first, scoped separately so you can see what it costs.
Tax preparation and tax planning are not the same work
Tax preparation reports what already happened. Tax planning changes what happens next. Most owners are paying for the first and assuming they are getting the second. The difference shows up in five places.
After the year has closed.
What do I owe?
Last year's books and documents.
Nothing. The year is already written.
Filed on time and filed correctly.
During the year, while decisions are still open.
What can I change before I owe it?
Your forecast, your entity structure, and what you intend to buy or build.
Entity type, owner compensation, purchase timing, retirement contributions, how estimates are paid.
No surprise in April, and a bill that reflects choices you made on purpose.
Who this is for
The tax work is built around businesses whose money arrives on a different schedule than their bills. Uneven income is not a bookkeeping quirk. It changes what you owe, when you owe it, and which choices are still open to you.
Contractors and trades
Retainage and progress billing put income and cash in different periods. Equipment, vehicles, and multi-state crews each carry their own filing question.
Seasonal businesses
Deposits collected in one year for work delivered in the next, estimated payments against an income curve that is anything but even, and equipment bought in the month the account looks full.
Read the seasonal tax guide →Inventory and distribution
Cash sits in the warehouse while the tax treatment follows how inventory is valued and when it becomes an expense. The gap between the two is where owners get surprised.
Cash flow forecasting, controller work, and Part Time CFO support run alongside this on the cash flow services side. Most owners start with one and add the other.
How it works
Four steps, and you know the price before the third one. Nothing starts until the scope is agreed.
Discovery call
Thirty minutes, no cost. What the business does, how the money moves through it, and what went wrong last filing season.
Return and books review
We read your last filed return against your ledger. That is usually enough to find what was missed and to say whether anything is worth changing before the next one.
Scope and quote
You get the scope and the price before any work starts. Ongoing work is month to month, with no long-term contract.
Year-round rhythm
Planning conversations through the year, estimates paid on a schedule that fits your income, filings handled, and no December scramble.
Who you'll work with
Robert "Bobby" Zinda
Founder, Three Seeds · Central Wisconsin
Robert runs Three Seeds out of Central Wisconsin and works with owners nationwide, fully remote. He is a U.S. Veteran. The same person who prepares the return does the planning and sees the cash forecast, which is the point: a tax decision made without the cash picture is a guess.
He writes The Cash Gap, on the distance between profit on paper and money in the account.
Find him on LinkedIn, or read more on the about page.
Common questions about business taxes
Click any question to open it.
What is included in business tax services?
Business tax services cover the entity return, the owner's personal return, and the planning and filings that sit underneath both: estimated payments, sales tax, and payroll tax. Three Seeds treats the books as part of the work, because a return is only as reliable as the ledger it was built from.
What is the difference between tax preparation and tax planning?
Tax preparation reports what already happened. Tax planning changes what happens next. A preparer takes last year's numbers and files them correctly, which matters, but every decision that moved the bill was made months earlier. Planning looks at entity structure, timing, compensation, and purchases while there is still time to act.
When is it worth moving from a once-a-year preparer to year-round tax work?
When the size of the bill surprises you, when income swings from year to year, or when you are making decisions worth more than the preparation fee: buying equipment, changing entity type, hiring, or taking on debt. If your situation is simple and steady, a once-a-year preparer is the right answer and costs less.
Which business types do you prepare taxes for?
S corporations, partnerships, multi-member and single-member LLCs, and sole proprietors, along with the owner's personal return that flows from them. For owner-led businesses the entity return and the personal return are one decision rather than two, so they are planned and prepared together.
How much do business tax services cost?
Price is quoted after a short look at your last return and the current state of your books, and it is agreed before any work begins. Ongoing work runs month to month with no long-term contract. What drives the number is how many entities and states are involved and how far behind the books are.
Can you handle taxes for a business in another state?
Yes. Three Seeds is fully remote and works with owners nationwide. Multi-state exposure is its own tax question: payroll in a second state, sales into a second state, and property in a second state each create different filing obligations, and they do not all begin at the same threshold.
What do you need from me to get started?
Your last filed business return, your last personal return, and access to your bookkeeping file. That is enough to see the structure, find what was missed, and tell you whether anything is worth changing before the next filing. The first conversation is thirty minutes and costs nothing.
What if my books are behind or a mess?
That is a common starting point rather than a problem. Cleanup comes first, because a return built on a ledger nobody reconciled just moves the error onto a filed document. Catch-up bookkeeping is scoped and priced separately from the return, so you can see what it costs before committing to it.
Can you work alongside the accountant I already have?
Sometimes. Some owners keep a preparer they trust and bring in Three Seeds for planning and controller work. Others move everything to one place so the tax plan and the cash plan come off the same set of books. Both arrangements work as long as it is clear who owns which decision.
General information, not advice for your situation. The right answer usually depends on your entity, your state, and your numbers.
Start with a look at last year's return.
Thirty minutes, no cost, and you will know whether anything is worth changing before the next filing.
Talk to Robert →